Clients do have other policy options that cover both life insurance and long–term care. These options are generally known as “asset based” or “hybrid” policies. One of these options is purchasing a single-premium policy that provides both traditional life insurance coverage and a rider that provides some LTC coverage.

The primary advantage of the life insurance combination product is that the buyer will get some benefit from their premiums even if he or she does not eventually need long-term care.

Our carrier partners have provided a wide range of materials to assist you.  Additionally, Dixon Wells has specialist ready to compare and find the best solution for your client.  Protect your clients’ wealth with these options.